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Also deducted was a $1,300 "cash advance repayment" that he said was a company loan. Ryan said company policy is to give pay advances to workers who have no credit. He said those loans are made so.

He said, “Ed, I’ve just rung your office to tell them to put some paper in the fax machine, because I couldn’t get the fax order to go through.” I lost the order.’

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But again, because jumbo student loan borrowers have so much collective debt, a small number of defaults affects a large sum of money; 30% of all dollars in default are held by borrowers with balances.

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